

Bitcoin is energy-backed capital.
Unlock its power as collateral.
"Not a productive asset", they say. Until you know how to use it.
Welcome to Coinlateral, the Bitcoin-backed Lending gateway to make informed decisions and run goal-based strategies.
Loan Finder and ReFinance Optimizer
Compare BTC-backed loans across platforms — from custody setup to rates and terms.
Your AI agent monitors the market and flags better conditions for optimal refinancing.
Strategy Setup & Vaults
Set up goal-based strategies: generate cash flow, stack more sats, optimize yield.
Keep control of your collateral on BitcoinFi protocols or choose from custodial financial products.
Dual Collateralization Boost
Accelerate mortgage repayment or BTC stack through dual collateralization of bitcoin paired with real estate thanks to specific products designed for Bitcoin hodlers.
Lending Station: Draw liquidity from Bitcoin Lending Platforms to fuel your cash flow and strategies.
Coinlateral aggregates from P2P and permission-less protocols to banks’ BTC-collateralized Lombard Credit.
The Loan Finder is designed to support trade-off evaluations and the search of specific products for hodlers, companies and institutional investors.






Be the pilot, not a passenger. Your goals, your strategy.
Set up goals-based strategies, accelerate with copilot agents.
Strategy
Goal
Strategy
Rollover Credit Lines
Leveraged DCA
Bitcoin Lending Arbitrage
Bitcoin Collateralized Options
BTC & Real Estate Dual Collateralization
Goal
Live-off bitcoin
Boost stacking
Yield optimization
Cash flow/Buy the dip
Buy a home / Stack more Sats
Home equity
Dual Collateralization: Bitcoin and Real Estate
Are you a Bitcoiner and want to buy a house without giving up your coins?
Are you a property owner who’s still out of Bitcoin or looking to stack more?
Set aside the disputes over the BTC vs. Real Estate dualism and discover the new possibilities of financing based on their combination in mortgages and equity loans.
Why
AVAILABLE CAPITAL
$90+ TRILLION GLOBAL M2
+∞ FIAT SUPPLY
21M
AVAILABLE
BITCOIN
Not using credit in a debt-based financial system results in an opportunity cost.
Saving in bitcoin is a hedge against fiat currencies’ debasement, yet using a fraction of BTC holdings as collateral presents a further opportunity to preserve and accelerate bitcoin wealth, as well as to enhance credit power for businesses.
AVAILABLE CAPITAL
$90+ TRILLION GLOBAL M2
∞ FIAT SUPPLY
21M
AVAILABLE
BITCOIN
GROWING STORE OF VALUE
REDUCING LOAN TO VALUE
Bitcoin is backed by energy, usable while preserving its saving power.
GROWING STORE OF VALUE
REDUCING LOAN TO VALUE
Bitcoin is the best collateral for borrowers because its performance allows reducing the Loan-To-Value ratio faster for self-repaying debts or rollover credit lines.
Volatility is vitality and it is manageable with conservative leverage and battle-tested best practices.
Compared to legay assets, a digitally native and liquid asset combined with on-chain transparency fosters greater efficiency, reducing counterparty and insolvency risks for both lenders and borrowers.
Coinlateral Knowledge Base
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Lending Systems are not Trading Systems.
Don’t race against time, play for the long game.
Bitcoin Lending isn’t a zero-sum race like trading. It’s about hodling on the timechain while unlocking liquidity—fuel for long term strategies based on Bitcoin collateral.
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